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What is an exclusion in an insurance policy?
April 20, 2020

Transcript: Typically, most homeowner’s insurance policies are written as an all-risk policy, which means your home is covered for anything that…

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What is an examination under oath?
April 20, 2020

Transcript: You have post-loss obligations pursuant to your insurance policy, and one of those is to comply with an examination under…

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What is a sworn statement in proof of loss?
April 20, 2020

Transcript: A sworn statement in proof of loss is usually a one-page document in which the property owner swears under oath…

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What is a reservation of rights letter?
April 20, 2020

Transcript: It’s a letter the insurance company sends out which reserves its rights to deny your claim. It’s sent out before…

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What is a bad faith claim?
April 20, 2020

Transcript: A bad faith claim is a claim for damages that are not covered under your insurance policy. Bad faith damages…

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What information will I need when I meet with my claims adjuster?
April 20, 2020

Transcript: When you meet with your claims adjuster, you’re going to need to know information about the claim: when it happened,…

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What information do I need to report my homeowners’ insurance claim?
April 20, 2020

Transcript: You should know a basic description of what occurred, the damage you sustained and when it occurred. Relay this information…

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What if the property damage was caused by a long term leak?
April 20, 2020

Transcript: If the property damage was sustained as the result of a long-term leak, the first thing that you want to…

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What if the insurance company and I disagree regarding damages?
April 20, 2020

Transcript: Many times when a dispute arises between an insurance company and a policy holder, the parties can mediate their difference….

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What if I withheld information from my insurance company during the investigation?
April 20, 2020

Transcript: You have a duty to cooperate with your insurance carrier and to disclose information relevant to your claim. If you…

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