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Will I need receipts for everything that is damaged from a flood in my house?
April 20, 2020

Transcript: To the extent that you have receipts, they’re going to be very helpful in proving whatever property was damaged was…

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Why should I hire a public adjuster? Isn’t the insurance company adjuster going to help me?
April 20, 2020

Transcript: The insurance company’s adjuster should help you, but you have to remember, they’re employed by the insurance company. What you…

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Why is the insurance company entitled to all of this personal information?
April 20, 2020

Transcript: An insurance company isn’t necessarily entitled to all personal information. If the personal information is related to the claim they…

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Why does the insurance company want to take statements from my family members and friends?
April 20, 2020

Transcript: Different insurance policies have different provisions as to who can be questioned in relationship to a claim. If you have…

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Why do I need a lawyer at an examination under oath?
April 20, 2020

Transcript: The insurance company will hire a lawyer to ask you specific questions about your loss at an examination under oath….

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When making repairs, does my homeowners’ insurance policy cover to match the damaged areas to the undamaged areas?
April 20, 2020

Transcript: Generally speaking, yes. Your insurance policy should put your home back into its pre-loss condition, and that may mean repairing…

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What’s the difference between flood damage and water damage?
April 20, 2020

Transcript: Flood damage is caused by water that rises up or pools on the ground and then enters into a building…

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What’s the difference between actual cash value and replacement cost?
April 20, 2020

Transcript: Replacement cost is what costs to replace an item. Actual cash value is defined as the actual cost to replace…

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What should I do after my home is damaged from water?
April 20, 2020

Transcript: After your home has already been damaged by water, you have an obligation to mitigate your damages. That will involve…

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What should I do after my home is damaged from a fire?
April 20, 2020

Transcript: The first thing you should do is make sure your family’s safe. The second thing; make sure you contact the…

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We take cases on a contingency fee basis, which means that our fees and costs are contingent on achieving a positive result for you. In many cases, however, our fees and expenses are paid mostly or entirely by the insurance company.

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