In October 2016, portions of Hurricane Matthew moved over Broward County. One particular homeowner started experiencing roof leaks and had a neighborhood roofer patch them. After a few months the leaks continued, and the homeowner made a claim with Citizens Property Insurance Corporation. Citizens inspected the property but did not talk to the roofer and immediately denied the claim. The homeowner retained GFT to file suit against Citizens for her damage. Citizens aggressively defended the case and refused to even negotiate a possible settlement. Citizens claimed that the house and roof were old, and that Hurricane Matthew itself did not cause any damage. At trial, Citizens utilized pictures and reports from prior insurance claims to show the condition of the house. However, a jury believed the homeowner and GFT’s arguments and awarded her 85% of what her expert contractor estimated to repair her home.
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