Florida Insurance Claims & Litigation Lawyers
Fuxa & Tyler helps property owners throughout the state of Florida who are having disputes with their insurance company over property damage claims. Our firm represents homeowners, condominium owners, business owners, and other types of building owners in first-party and third-party coverage disputes, liability and damage disputes, hurricane claims and bad-faith insurance practices. If you have been working with a public adjuster, or if you are a public adjuster who recognizes the need for professional legal assistance, our office can help. Contact the experienced Florida insurance claims lawyers at Fuxa & Tyler for a free consultation.
Insurance Claims, Coverage Disputes, & Property Damage Claims
When your home or business suffers damage, dealing with the insurance company can be just as stressful as the loss itself. Fuxa & Tyler understands how insurance carriers operate and how they often delay, underpay, or deny legitimate claims. The firm’s experienced team works to ensure policyholders across Florida receive the full compensation they are entitled to. From the initial claim filing to the final resolution, Fuxa & Tyler guides clients through every step of the insurance recovery process with clarity and persistence.
Insurance coverage disputes often arise when an insurance company refuses to honor the terms of a policy. Whether the issue involves windstorm, hurricane, fire, or water damage, the attorneys at Fuxa & Tyler carefully review policy language, claim documentation, and adjuster reports to identify coverage gaps and potential bad faith conduct. They hold insurers accountable when they fail to act fairly or misinterpret policy terms to limit payments.
Property damage claims are a central focus of Fuxa & Tyler’s practice. The firm has represented homeowners, condominium associations, and business owners throughout Florida in recovering after catastrophic losses. Their team helps clients properly document damages, navigate complex insurance processes, and recover compensation for roof damage, flooding, mold, plumbing leaks, lightning strikes, and other property losses.
Hurricane Damage
Florida’s geographical location makes it a prime target for hurricanes, resulting in significant property damage each year. These storms can bring devastating winds, flooding, and storm surges, affecting homes, businesses, and infrastructure across the state. The aftermath of such events often leaves property owners grappling with the complexities of insurance claims, damage assessment, and recovery efforts. Contact the skilled Florida hurricane damage lawyers at Fuxa & Tyler to discuss your claim today.
Fuxa & Tyler has a deep understanding of Florida-specific insurance laws and hurricane-related claims. Our approach is tailored to each client’s unique situation, emphasizing personalized service and clear communication. With numerous positive client reviews, we’ve shown commitment to securing fair outcomes for property owners. Our fee is contingent on winning your case, making legal assistance accessible without upfront costs.If your Florida property has been impacted by a hurricane and you’re facing insurance claim hurdles, engaging with a firm like Fuxa & Tyler could significantly aid in navigating this challenging time. Our expertise can be crucial in ensuring that your claim is handled correctly, your rights are protected, and you receive the compensation you’re entitled to for rebuilding your life after the storm.
Our Network
Here at Fuxa & Tyler, our goal is to make sure that property owners always have the best options when it comes to getting their lives back on track and their property repaired in a timely manner. Our network of professionals is made up of people in various industries that are helpful to property owners across the claims and repair process.
When cases come directly to us, we may need to either refer fieldwork out to a public adjuster or retain a PA as a consultant or expert for us to quantify or document the loss. As attorneys, we aren’t specialists to be taking photos and measurements or estimating the value. That should be done by expert adjusters. So if someone comes directly to us and doesn’t have any of this work done for their case yet, we’ll need to work with a public adjuster or contractor to get this part of the claim put together.
Public Adjusters
Public Adjusters are an essential resource for homeowners. Public Adjusters work with a homeowner in order to make sure that they get the largest possible settlement from their insurance company and put their claims forward correctly. Public adjusters also handle interactions with the insurance company, paperwork, inspections, and many other aspects of the claims process that are too difficult or time-consuming for a home or business owner to undergo on their own.
At Fuxa & Tyler, we pride ourselves on having a close network of public adjusters that we work with across multiple steps of the claims process. When it comes to property damage and insurance claims, we work with the best to make sure you get the most dedicated service possible.
Commercial/Business Litigation
Florida’s business landscape is fast-paced and complex, often leading to disputes that require skilled legal representation. Commercial and business litigation covers a wide range of issues, from contract breaches and partnership disagreements to intellectual property disputes and fraud. Navigating Florida’s commercial laws and regulations demands a deep understanding of both state and federal law, as well as industry-specific knowledge. An experienced business litigation attorney can guide companies through negotiations, mediation, and, if necessary, trial to protect their interests and secure favorable outcomes, allowing them to continue growing without prolonged disruptions.
Construction Law/Defects
Construction projects in Florida involve multiple parties, tight timelines, and high financial stakes, making disputes common. Construction law covers issues such as contract negotiations, construction defects, delays, and payment disputes. Defects can range from design flaws to substandard materials or workmanship, leading to structural issues that pose risks to safety and property values. A knowledgeable construction law attorney helps clients address these concerns, often by negotiating resolutions or pursuing legal action when necessary, ensuring that builders, contractors, and property owners protect their investments and uphold construction standards.
Civil Litigation
Civil litigation in Florida encompasses a broad range of disputes that may not involve criminal penalties but still impact individuals and businesses significantly. This area of law includes personal injury claims, contract disputes, property conflicts, and employment disagreements. Civil litigation attorneys provide representation in mediation, arbitration, and court to secure resolutions that protect their clients’ rights. Florida’s civil courts follow distinct procedures and regulations, so having a seasoned litigator is essential to navigating the complexities and securing fair outcomes in cases that often have lasting consequences for those involved.
Personal Injury/Wrongful Death
Personal injury and wrongful death cases are often deeply emotional and involve complex legal processes. In Florida, these cases include auto accidents, slip and falls, medical malpractice, and other incidents where negligence leads to injury or loss of life. Victims and families face medical bills, lost wages, and emotional distress, and an experienced attorney can help them pursue compensation to cover these burdens. Wrongful death claims, in particular, allow surviving family members to seek justice and financial relief for their loss, holding negligent parties accountable in a way that honors their loved ones’ memories.
Nursing Home Abuse/Neglect/Exploitation
Florida’s elderly population is vulnerable to abuse, neglect, and exploitation in nursing homes and long-term care facilities. Nursing home abuse can take many forms, including physical harm, emotional distress, financial exploitation, and neglect of essential needs. Families place their trust in these facilities to provide safe, respectful care, and when that trust is broken, legal action is often the only recourse. An attorney experienced in nursing home abuse cases can help families hold these institutions accountable, ensuring they adhere to standards of care and protect other residents from future harm.
Family Law/Divorce
Family law in Florida encompasses a wide array of matters, including divorce, child custody, alimony, and property division. Florida is an equitable distribution state, meaning marital assets and debts are divided fairly rather than equally. Family law attorneys help clients navigate these emotionally charged issues, working to protect their rights and interests during negotiations or court proceedings. In divorce cases, they assist in determining custody arrangements, visitation rights, and financial support to ensure fair and workable agreements that prioritize the well-being of any children involved.
Estate Planning/Wills/Trusts
Estate planning in Florida allows individuals to protect their assets and make provisions for their families after they’re gone. Wills, trusts, and powers of attorney are essential tools in outlining how property should be distributed, minimizing tax burdens, and designating guardians or healthcare proxies. Florida’s estate planning laws include unique considerations such as homestead exemptions and probate procedures, which can complicate inheritance. A knowledgeable estate planning attorney helps individuals and families establish clear, legally sound documents to provide security and peace of mind for future generations.
Admiralty Law/Boat Accidents
Florida’s extensive coastline and waterways make boating a popular activity, but they also bring legal complexities under admiralty law. Boat accidents can result in injuries, property damage, and environmental impact, and cases often involve multiple jurisdictions and maritime regulations. Admiralty law attorneys assist with boating accident claims, handling issues like personal injury, liability, and insurance coverage, as well as compliance with safety standards. These attorneys are equipped to navigate the specific nuances of maritime law, protecting the rights and interests of those involved in Florida’s waterways.
Immigration Law
Florida’s diverse population includes many immigrants seeking to build lives and careers in the U.S., but immigration law remains intricate and constantly evolving. Immigration attorneys assist with visa applications, citizenship, green cards, and defense against deportation, ensuring individuals and families can navigate this challenging process. With the many categories of immigration status and specific requirements, such as family- or employment-based immigration, knowledgeable legal guidance can make a profound difference, helping clients achieve lawful status and secure their futures in the U.S.
Insurance Claims & Property Damage FAQs
What should I do immediately after my property is damaged?
Document the damage thoroughly with photos and videos, notify your insurance company as soon as possible, and avoid making permanent repairs until the claim has been inspected. Then contact Fuxa & Tyler to ensure your claim is filed correctly and protected.
How long do I have to file an insurance claim in Florida?
Generally, property insurance claims must be filed within one year of discovering the damage, and supplemental claims within 18 months. Acting quickly is important because insurers may use delays as a reason to reduce or deny coverage.
What is a bad faith insurance claim?
A bad faith claim occurs when an insurer fails to handle your claim fairly, such as by denying coverage without investigation, delaying payment, or misrepresenting policy language. Fuxa & Tyler helps clients pursue bad faith actions to recover what they are owed.
What types of property damage claims does Fuxa & Tyler handle?
The firm handles hurricane, windstorm, water, fire, mold, and roof damage claims, as well as business interruption, theft, and other residential or commercial property losses.
Why was my insurance claim denied?
Insurance companies often deny claims citing exclusions, late reporting, or pre-existing conditions. Fuxa & Tyler reviews denial letters and policy language to determine whether the insurer acted improperly.
Can I reopen or supplement a closed insurance claim?
Yes. If you discover new damage or learn that your payout was too low, you may file a supplemental claim. Fuxa & Tyler can help you gather the necessary documentation and meet all filing deadlines.
What if my insurer undervalued my damages?
Insurers sometimes underestimate the cost of repairs or replacement. Fuxa & Tyler works with independent experts and contractors to ensure your damages are accurately assessed and fairly compensated.
Do I need an attorney for an insurance claim?
While not required, having an attorney can make a significant difference. Fuxa & Tyler’s experience helps level the playing field against insurance companies and ensures that your rights are protected throughout the process.
What does “replacement cost value” mean?
Replacement cost value, or RCV, refers to the amount needed to repair or replace damaged property without deducting depreciation. Fuxa & Tyler ensures this calculation is applied correctly to your claim.
How does Fuxa & Tyler charge for insurance claim cases?
Most cases are handled on a contingency fee basis, which means clients pay nothing upfront and only owe fees if the firm recovers money on their behalf.
Contact Experienced Florida Insurance Claims & Property Damage Lawyers at Fuxa & Tyler
If your insurance company has delayed, denied, or underpaid your claim, do not face them alone. Fuxa & Tyler is committed to standing up for policyholders across Florida and ensuring you get the compensation you deserve. Our Florida insurance attorneys have extensive experience handling complex insurance disputes, property damage claims, and bad faith cases. Call 954-990-5251 to schedule a consultation and let our team fight for your rights and your recovery.
